Privacy Policy

 
FACTS WHAT DOES RIVER COMMUNITY CREDIT UNION (RCCU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and transaction history
  • Credit Scores and Wire Transfer Instructions
  • Overdraft History and Credit Card and other debt
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons RCCU chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does RCCU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
For nonaffiliated to market to you No We don't share
 
Questions?

Call (641) 684 - 63026 or go to WWW.RIVERCOMMUNITYCU.ORG.
 
Who we are
Who is providing this notice? River Community Credit Union (RCCU)
 
What we do
How does RCCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does RCCU collect my personal information? We collect your personal information, for example, when you
  • Open accounts or deposit money
  • Apply for a loan or use your credit or debit card
  • Give us your employment history
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
* RCCU has no affiliates.
Nonaffiliated Companies not related by common ownership or control. They can be financial or nonfinancial companies.
* RCCU does not share with non affiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
* RCCU does not share with non affiliates so they can market to you
 
Other important information

As a member of RCCU you are automatically enrolled in our electronic services, if you would like to be removed from this service please contact the credit union.