|
|
 |
| Loan Rates (Effective August 18, 2009) |
| TYPE |
ANNUAL PERCENTAGE RATE |
| New Car** * |
Term: 60 months & under |
6.50% |
| Term: 72-84 months |
7.00% |
| Used Car** * |
2007-2008 |
7.00% |
| 2004-2006 |
7.50% |
| 2000-2003 |
8.50% |
| 1999 and older |
9.50% |
| Credit Card |
Visa® |
11.90% |
| Visa® Gold |
9.90% |
| Visa® Share Secured |
8.90% |
| Home Equity |
Variable rate 3% cap |
5.95% |
| First Mortgage |
Variable rate 2% cap |
5.95% |
| Share Secured* |
|
5.50% |
| Line of Credit |
|
15.00% |
| Signature* |
|
13.00% |
|
Consumer Goods*
Vacation Loan
|
|
10.00%
9.95%
|
**1.00% discount with 25% equity; * 0.25% discount for automatic payment
Interested in a loan with RCCU? Fill out our application at home and drop it off at your convenience. Be sure to print both the front and back pages.
FRONT BACK
|
| Dividend Rates (Effective August 18, 2009) |
| TYPE |
|
APR* |
APY** |
| Basic Share |
|
.50 |
.50% |
| Kirby/Status One |
|
1.00% |
1.01% |
| Certificates ($1000 Minimum) |
6 month |
1.25% |
1.25% |
| 11month |
1.40% |
1.40% |
| 12 month |
1.50% |
1.50% |
| 19 month |
1.75% |
1.74% |
|
|
36 month
|
1.80% |
1.77% |
| Kirby CD ($250 Minimum) |
12 month
|
1.50% |
1.50% |
| Money Market |
up to $15,000 |
1.00% |
1.01% |
| $15,001-$25,000 |
1.25% |
1.26% |
| $25,001 and up |
1.50% |
1.51% |
| IRA |
|
2.25% |
2.27% |
|
|